SFIC is proud to be a founding partner of AFS.
The foundation for any successful studio owner, the Association of Fitness Studios is the premier fitness industry organization dedicated solely to the business of fitness studios. With AFS, you can stay competitive and quickly access the tools & resources you need to grow and sustain your business.
Likewise, SFIC’s program for AFS members is tailored to the unique needs of fitness-related companies, and Member Studios will receive an immediate $50 savings on their General Liability policy fee.
In addition, fitness professionals, studios and fitness centers insured by SFIC will receive a FREE digital copy of the e-book, Studio Success, a must-read for any developer or fitness studio owner, and a $99 value!
Insurance for Fitness Facilities
This coverage is designed for businesses operating as fitness facilities. A wide range of facilities are eligible for this program—from small personal training studios to big box facilities with a full range of equipment and amenities.
- Gyms & Fitness Centers
- Yoga Studios
- Dance Schools & Studios
- Racquet Clubs
- Tennis Centers
- Fitness Management Firms
- Pilates Studios
- Aerobics Studios
- Group Trainers
- Martial Arts Studios
- Group Exercise Instructors
- 24 Hour Clubs
» Online Application
This option ensures the fastest response time.
» Paper Application
Complete electronically or print and complete. Our underwriters will review your application and will respond ASAP.
» Application for Fitness Professionals
For professionals who do not own their own facility. Complete electronically in less than 5 minutes and receive immediate proof of insurance via email!
» Resource Center
Visit our Resource Center for additional forms.
Coverage provided under this program includes:
Commercial General Liability: Provides premises protection for any claims arising from the facilities you own, rent or occupy. You are indemnified for alleged negligence resulting in bodily injury, property damage or personal injury.
Professional Liability: Protects you against bodily injury to a client resulting from a failure to render “professional services,” defined as “the providing of physical training, fitness counseling and nutritional counseling for a fee.”
Personal Injury: Protects against suits involving libel, slander and wrongful invasion of privacy.
Advertising Injury: Protects against claims arising out of misappropriation of advertising ideas such as the infringement of copyright on titles or slogans committed in the course of advertising your services.
Limited Cyber Liability: Provides Personal and Advertising Injury coverage for incidents that result from an unauthorized person hacking into your computer network or website.
Abuse or Molestation: Pays to defend insured against allegations of sexual misconduct.
Medical Payments: Reimburses a third party for medical expenses incurred as a result of bodily injury. Unlike most GL policies, our policy includes coverage for Athletic Participants.