• Sports Fitness Insurance Corporation

Insurance for Martial Arts Schools

This coverage is designed for Martial Arts schools serving both youth and adults. Most martial arts styles are covered. This program offers both professional and general liability.

Acceptable Risks

  • Martial Arts Schools
  • Non-contact Kickboxing or Cardio Kickboxing
  • Non-contact Boxing
  • Boxing & Kickboxing Aerobics
  • Tumbling
  • Weapons Training with Fake or Padded Weapons
  • Tanning Beds Associated with a School
  • Risks with Rebounders

Unacceptable Risks

  • Cheerleading
  • Live Bladed Weapons
  • Firearms
  • Trampolines
  • Gymnastics (other than tumbling)
  • Full Contact Boxing
  • Full Contact Kickboxing
  • Mixed Martial Arts
  • Submission Fighting



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Coverage provided under this program includes:

Commercial General Liability:  Provides premises protection for any claims arising from the facilities you own, rent or occupy. You are indemnified for alleged negligence resulting in bodily injury, property damage or personal injury.

Professional Liability:  Protects you against bodily injury to a client resulting from a failure to render “professional services,” defined as “the providing of physical training, fitness counseling and nutritional counseling for a fee.”

Personal Injury:  Protects against suits involving libel, slander and wrongful invasion of privacy.

Advertising Injury:  Protects against claims arising out of misappropriation of advertising ideas such as the infringement of copyright on titles or slogans committed in the course of advertising your services.

Limited Cyber Liability:  Provides Personal and Advertising Injury coverage for incidents that result from an unauthorized person hacking into your computer network or website.

Abuse or Molestation: Pays to defend insured against allegations of sexual misconduct.

Medical Payments: Reimburses a third party for medical expenses incurred as a result of bodily injury. Unlike most GL policies, our policy includes coverage for Athletic Participants.