Medical Fitness Network is a proud partner of SFIC.

MFN members save on SFIC rates.

Protect yourself personally and professionally with insurance options from the experts at Sports & Fitness Insurance Corporation—all designed specifically for fitness professionals working as personal trainers as well as instructors of individual or group exercise programs, including pilates, yoga, martial arts or similar fitness programs.

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Coverage follows the professional wherever they work in the US, whether they operate out of a single club, multiple clubs or even at a public facility such as a local park or activity center.

Group Exercise Instructors

If you only teach group exercise classes, you qualify for our Group Exercise Rate. However, personal trainers who work one on one with clients are not eligible for this classification.

Coverage provided under this program includes:

Commercial General Liability: Provides premises protection for any claims arising from the facilities you own, rent or occupy. You are indemnified for alleged negligence resulting in bodily injury, property damage or personal injury.

Professional Liability: Protects you against bodily injury to a client resulting from a failure to render “professional services,” defined as “the providing of physical training, fitness counseling and nutritional counseling for a fee.”

Personal Injury: Protects against suits involving libel, slander and wrongful invasion of privacy.

Advertising Injury: Protects against claims arising out of misappropriation of advertising ideas such as the infringement of copyright on titles or slogans committed in the course of advertising your services.

Abuse or Molestation: Pays to defend insured against allegations of sexual misconduct.

Medical Payments: Reimburses a third party for medical expenses incurred as a result of bodily injury. Unlike most GL policies, our policy includes coverage for Athletic Participants.

This is a general description of coverage offered. Please refer to your policy for actual terms and conditions.