1407, 2017

The Importance of Ethics in the Fitness Industry

July 14th, 2017|Comments Off on The Importance of Ethics in the Fitness Industry

Learning Objectives: To identify the special considerations of ethics in the fitness industry. To learn how ethics and service are intertwined. To help fit pros understand how others are affected by their decisions. There are special considerations for ethics in the fitness industry. The fitness industry has a tremendous and unique opportunity to impact lives

2106, 2017

Proud to Partner with PoleMoves

June 21st, 2017|Comments Off on Proud to Partner with PoleMoves

PoleMoves would like to offer a special price for Sports & Fitness Insurance clients who need ACE or PFA continuing education credits. We have an online Level 1 pole course that is normally $499, but we will give it to fitness professionals with SFIC for $159. Participants would only need to pass a written exam

1904, 2017

The Liability of Cannabis-Enhanced Fitness Classes

April 19th, 2017|Comments Off on The Liability of Cannabis-Enhanced Fitness Classes

As medical and recreational marijuana use becomes legal in some states, many health club owners are trying to figure out if cannabis-enhanced classes could be a growth opportunity. An article in Club Industry explores how some yoga and fitness businesses are allowing members to consume their own marijuana before class, while others are offering their

802, 2017

What NOT To Say To Clients

February 8th, 2017|Comments Off on What NOT To Say To Clients

Watch this short video featuring SFIC's own Jennifer Urmston Lowe outlining a few tips about what NOT to say to clients in order to minimize the risk of sexual harassment and more:

2301, 2017

How to Ensure Your Club and Staff Are AED-Ready

January 23rd, 2017|Comments Off on How to Ensure Your Club and Staff Are AED-Ready

We are pleased to present this article featured by our friends at Club Industry--written by SFIC's own Jennifer Urmston Lowe. Click the link or image to view the article.

301, 2017

SFIC and AFS Working Together For You

January 3rd, 2017|Comments Off on SFIC and AFS Working Together For You

Watch Sports & Fitness Insurance Corporation's Jennifer Urmston Lowe speak briefly about the benefits of AFS as well as SFIC...

2811, 2016

Holiday Wisdom From SFIC

November 28th, 2016|Comments Off on Holiday Wisdom From SFIC

Holiday Wisdom From SFIC Courtesy of WORKOUT ANYTIME. As a season of reflection, the Holidays seem like the perfect time to celebrate our partner WORKOUT ANYTIME's Values of... "Think Big, Keep it Simple, and Do it with Integrity." Sports & Fitness Insurance Corporation (SFIC) is honored to be the insurance partner for the WORKOUT ANYTIME

711, 2016

Watch an SFIC Intro Video by AFS

November 7th, 2016|Comments Off on Watch an SFIC Intro Video by AFS

The Association of Fitness Studios has posted the following short video featuring an introduction to Sports & Fitness Insurance Corporation. The video was captured at this year's Club Industry show and features SFIC's own Jennifer Urmston Lowe, so give it a quick watch below.

2710, 2016

Yoga Instructors and Studios Need Protection

October 27th, 2016|Comments Off on Yoga Instructors and Studios Need Protection

Yoga studio owners, as well as, independent yoga instructors need to protect themselves with appropriate and sufficient insurance coverage! Even relatively simple juries can result in a claim being filed against a studio or instructor for thousands of dollars of medical bills. More severe injuries can generate hundreds of thousands of dollars of expenses to

2510, 2016

2016 Club Industry Show Highlights

October 25th, 2016|Comments Off on 2016 Club Industry Show Highlights

This is Jennifer Urmston Lowe reporting from the 2016 Club Industry Show in Chicago! I have two major take-away themes to share for 2016: Education and Networking. Education Club Industry put together  strong education tracks for sales & marketing, leadership, programing, wellness and studios. The sessions were packed and there was a ton of excitement & buzz

3008, 2016

AFS Research Report: Best Practices For Fitness Studios 2016

August 30th, 2016|Comments Off on AFS Research Report: Best Practices For Fitness Studios 2016

"In the first Quarter of 2016, the Association of Fitness Studios (AFS) sponsored an industry-first Study to explore the marketing practices and marketing performance of fitness studios from 2015. In doing so, AFS partnered with ClubIntel who managed and administered the Study on its behalf. The Study was conducted via online survey among various

2807, 2016

An SFIC & NPE Success Story

July 28th, 2016|Comments Off on An SFIC & NPE Success Story

A Marine Corps pilot and a draftsman grow from park bootcamps with 5 people to a MILLION DOLLAR business with 850 clients (and they’re still growing!) Client Name: Josh Cherry & Robby Marlow Business Name: Delta Life Bootcamp Location: Multiple Locations in Florida, Texas, and California Business Model: Women’s Only Bootcamp Classes NPE Client Status:

1805, 2016

When Members Behave Badly– Are You Responsible?

May 18th, 2016|Comments Off on When Members Behave Badly– Are You Responsible?

The news of a hidden camera in the tanning area of an Anytime Fitness facility in New Castle, Indiana, may have ended well—in an arrest, but for the victim and the franchise owner it is a distressful situation. It is a situation that fitness facilities must be ready to combat in every situation. According to

1904, 2016

Sports & Fitness Background Screenings

April 19th, 2016|Comments Off on Sports & Fitness Background Screenings

Sports & Fitness Background Screenings: What You Need to Know Today! By Michael Faber M.S., FCRA-Advanced Certification, VP Business Development, SecureSearch One of the joys of teaching and coaching is the opportunity to help another person realize their full potential while unleashing talents and skills they might never have known they have. Athletes of all

803, 2016

Liability Insurance Critical For Personal Trainers

March 8th, 2016|Comments Off on Liability Insurance Critical For Personal Trainers

LIABILITY INSURANCE Critical for Personal Trainers Carrying appropriate and sufficient liability insurance is vitally important for Personal Trainers because they are at risk for liability claims every day. Personal trainers are liable not only for their own actions while training their clients but also for what they say or don’t say when instructing their clients.

401, 2016

Liability Waivers for Your Fitness Facility

January 4th, 2016|Comments Off on Liability Waivers for Your Fitness Facility

By Jennifer Urmston Lowe Fitness facility owners and personal trainers often give very little attention to their liability waivers or hold harmless agreements because they feel they are not going to protect them from claims and they don’t want to pay for legal advice. The truth is, state laws determine how effective a waiver may

1607, 2015

Fitness Studios: Decoding The Insurance Mystery Part 2

July 16th, 2015|Comments Off on Fitness Studios: Decoding The Insurance Mystery Part 2

Many fitness studio owners find insurance coverage to be a mystery, and when it comes to property insurance...well, that’s just another layer of confusion. The main thing that fitness professionals need to understand is that property insurance is very different from general liability insurance. If a rock flies through a glass door at the studio,

206, 2015

Strategic Partnership Helps Martial Arts Experts Defend Against Liability

June 2nd, 2015|Comments Off on Strategic Partnership Helps Martial Arts Experts Defend Against Liability

After years of teaching defense, Martial Arts experts will be learning a new one thanks to a strategic partnership between the Sports and Fitness Insurance Company (SFIC) and the Martial Arts Teachers’ Association. This partnership seeks to educate and prepare school owners and instructors for the potential liabilities they face while teaching self-defense and martial

2304, 2015

A Few Words From A Satisfied Customer

April 23rd, 2015|Comments Off on A Few Words From A Satisfied Customer

It's always a thrill here at SFIC to hear from our satisfied customers. After all, we're in the business of keeping fitness studios and professionals in business themselves. So it was great to hear from Jayah Faye Paley at Poles For Mobility, a unique California company, who truly values the service we provide. She writes:

1604, 2015

Setting Up Systems for Your Fitness Business

April 16th, 2015|Comments Off on Setting Up Systems for Your Fitness Business

Josh Leve Co-founder & President of Association of Fitness Studios By Josh Leve As small business owners, you juggle everything. From marketing, accounting, human relations…oh and you’re probably training too. So how do you keep all those balls in the air? How do you make it all work, while generating the revenue necessary

1902, 2015

How to Power Up the Heart Through Exercise and Nutrition

February 19th, 2015|Comments Off on How to Power Up the Heart Through Exercise and Nutrition

By Tammy LeBoss, thefitprofoodie.com “Nature itself is the best medicine.”   - Hippocrates. Hello Fitness Professionals! Did you know that February is Healthy Heart month? Chances are if you’re not already working with a client with a heart condition, you will, and we want to prepare you for this. The statistics are alarming and heart disease

1711, 2014

Fitness Studios: Decoding The Insurance Mystery Part I

November 17th, 2014|Comments Off on Fitness Studios: Decoding The Insurance Mystery Part I

By Jennifer Urmston Lowe As an owner of a health club, gym, or group exercise studio, you know there are risks and responsibilities associated with running a business. In the fitness field, specifically, you have people participating in physical activities on-site. There could be an injury as a result of an accident, an insult introduced

1508, 2014

The “Yoga Tax” and its Impact on Your Fitness Studio

August 15th, 2014|Comments Off on The “Yoga Tax” and its Impact on Your Fitness Studio

This post originally appeared on www.afsfitness.com. By Chuck Leve, AFS Business Consultant & Manager. By the time you read this, it’s very likely that the District of Columbia will have enacted what’s been called a “gym tax” in an effort to balance their 2015 budget. This new, 5.75% tax on memberships and fees affects gyms,

1508, 2014

Fitness Pros: Four Primary Liability Exposures

August 15th, 2014|Comments Off on Fitness Pros: Four Primary Liability Exposures

This post originally appeared on clubindustry.com. By Jennifer Urmston Lowe Individual insurance policies tailored to meet the needs of fitness professionals should include coverage to protect them from all types of claims. Photo by Thinkstock. All fitness professionals—whether they teach classes or train one-on-one, whether they are employees or independent contractors—need insurance to

2407, 2014

Am I Covered? Fitness Insurance Answers.

July 24th, 2014|Comments Off on Am I Covered? Fitness Insurance Answers.

We often get inquiries asking if instructors and trainers are covered under the insurance policies of the fitness centers and studios where they work. This is a very important question. If a fitness professional is a direct employee or owner of the facility where they teach or train the clients of the club or studio,

1707, 2014

How Fitness Professionals Can Protect Themselves With Insurance

July 17th, 2014|Comments Off on How Fitness Professionals Can Protect Themselves With Insurance

Individual insurance policies tailored to meet the needs of fitness professionals should include coverage to protect them from all types of claims, including the four primary liability exposures outlined in an earlier blog. These individual policies are relatively inexpensive and follow the individual wherever they train, even if it's in multiple facilities at one time–or

907, 2014

The 4 Laws of Fitness Liability

July 9th, 2014|Comments Off on The 4 Laws of Fitness Liability

There are so many things to think about when it comes to protecting your livelihood as a group exercise (group X) instructor. Of course, anyone working with the public must be careful when it comes to personal interactions. But we’ve narrowed it down to the four primary types of liability exposure common to all fitness

406, 2014

Personal Trainer Insurance Should Be in the Business Plan

June 4th, 2014|Comments Off on Personal Trainer Insurance Should Be in the Business Plan

How lucky are you to be a fitness professional building a career out of a passion for health, nutrition, strength training, yoga, etc?  It’s a dream come true—until someone sues you. While worrying about liability and litigation are the last things on your list as you launch your new career, every fitness instructor needs personal trainer

2905, 2014

Personal Trainer “EZ App” Online Insurance Application

May 29th, 2014|Comments Off on Personal Trainer “EZ App” Online Insurance Application

Personal Trainer "EZ App" Online Insurance Application Exciting news for all fitness professionals from Sports and Fitness Insurance Corporation (SFIC)! We have launched our simplified online application for fitness trainer professional liability insurance. In less than 5 minutes you can complete the application and receive immediate proof of your personal fitness trainer insurance coverage. At

2905, 2014

PRESS RELEASE: SFIC Introduces Simplified Online Insurance App

May 29th, 2014|Comments Off on PRESS RELEASE: SFIC Introduces Simplified Online Insurance App

Sports & Fitness Insurance Corporation Launches Simplified Online Insurance App The redesigned electronic app enables fitness professionals to complete the process and receive proof of coverage in less than 5 minutes. Madison, MS – May 29, 2014 –  Sports & Fitness Insurance Corporation (SFIC), a leading provider of insurance for the health and fitness industry,

1303, 2014

Real Life Scenarios: Occurrence vs. Claims-Made Professional Liability Insurance

March 13th, 2014|Comments Off on Real Life Scenarios: Occurrence vs. Claims-Made Professional Liability Insurance

Claims Scenario #1 You buy a policy on January 1, 2009 and renewed it in 2010 and 2011.  In 2012, you forgot to renew the policy and the coverage lapsed.  (Or, you stopped training clients and chose not to renew your policy.  Or, your insurance company non-renewed your policy because they didn’t want to insure

603, 2014

The Truth About Occurrence vs. Claims-Made Professional Liability Insurance

March 6th, 2014|Comments Off on The Truth About Occurrence vs. Claims-Made Professional Liability Insurance

Last week we made a case for Occurrence Professional Liability Insurance. Here, we explain why with a bit more detail. Professional Liability Insurance is provided either on an Occurrence basis or a Claims-Made basis.  There are several important differences between the two, but the most important are: Timing of when the claim is filed triggers

2702, 2014

Occurrence vs. Claims-Made: Liability Insurance for Fitness Professionals

February 27th, 2014|Comments Off on Occurrence vs. Claims-Made: Liability Insurance for Fitness Professionals

I’m well aware that the discussion of “claims-made” vs. “occurrence” professional liability coverage can get really boring, really quickly.  Although I make my living in the world of “insurance,” I don’t for a minute pretend that this topic is particularly thrilling or exciting.  But it is important. Many of your clients or facilities where you

2401, 2014

Fitness Pros—Protect Your Assets

January 24th, 2014|Comments Off on Fitness Pros—Protect Your Assets

No doubt you are working as a professional in the fitness industry because you want to help people. And, to your credit, the job description of “Personal Trainer” has become a respected position. Clients, club owners and staff, as well as friends and family members ask you for advice concerning health and fitness issues. But

609, 2013

5 Hidden Risks Faced by Fitness Centers

September 6th, 2013|Comments Off on 5 Hidden Risks Faced by Fitness Centers

Good information here.  Club owners - and their insurance agents - don't always think about Cyber Liability, or about their liability for the actions of contracted personal trainers or club members.  (Incidentally, our policy does offer limited Cyber Liability coverage, and does include members as Additional Insureds.) http://www.mynewmarkets.com/articles/181838/five-hidden-risks-faced-by-fitness-centers  

2108, 2013

New Franchise Credits Available!

August 21st, 2013|Comments Off on New Franchise Credits Available!

We've enhanced our program to help you write more fitness business.  Some of the highlights: New Franchise Credit Available More credits available in most states EPLI now available in most states $2,000,000/$4,000,000 limits available And, as always: Professional Liability is included Full limits are available for Sexual Abuse and Molestation Coverage is available for participants

1408, 2013

People You See at the Gym

August 14th, 2013|Comments Off on People You See at the Gym

If you've been to the gym lately, there's  a good chance you've seen at least one of these people... http://espn.go.com/espn/story/_/id/8299651/regulars-gym  

2506, 2013

Welcome to Our New Website

June 25th, 2013|Comments Off on Welcome to Our New Website

SFIC is proud to introduce our new website—more dynamic, more user friendly and packed with more information about who we are, what we do and how we can help you. Click around to learn more about our products & expertise, and how we can help fitness operations find the right coverage at the right price.