• Sports Fitness Insurance Corporation

Insurance for Fitness Professionals

This coverage is designed specifically for fitness professionals working as personal trainers as well as instructors of individual or group exercise programs, including pilates, yoga, martial arts or similar fitness programs. Coverage follows the professional wherever they work in the US, whether they operate out of a single club, multiple clubs or even at a public facility such as a local park or activity center.

Online Application

This option offers the fastest response time as well as immediate confirmation of insurance coverage.
Click here to apply now >

PDF Applications

Please click here to access our PDF applications. Simply complete and send our way, and our underwriters will review and respond ASAP.

Personal Trainers, Yoga and Pilates Instructors

Group Exercise Instructors

Independent Contractors working as group exercise instructors are eligible for coverage at a discounted rate. However, personal trainers that work one on one with clients are not eligible for this classification.

Coverage provided under this program includes:

Commercial General Liability:  Provides premises protection for any claims arising from the facilities you own, rent or occupy. You are indemnified for alleged negligence resulting in bodily injury, property damage or personal injury.

Professional Liability:  Protects you against bodily injury to a client resulting from a failure to render “professional services,” defined as “the providing of physical training, fitness counseling and nutritional counseling for a fee.”

Personal Injury:  Protects against suits involving libel, slander and wrongful invasion of privacy.

Advertising Injury:  Protects against claims arising out of misappropriation of advertising ideas such as the infringement of copyright on titles or slogans committed in the course of advertising your services.

Abuse or Molestation: Pays to defend insured against allegations of sexual misconduct.

Medical Payments: Reimburses a third party for medical expenses incurred as a result of bodily injury. Unlike most GL policies, our policy includes coverage for Athletic Participants.

This is a general description of coverage offered. Please refer to your policy for actual terms and conditions.