Insurance for Fitness Studios

This coverage is designed for businesses operating as fitness studios. Several different types of fitness studios are eligible for this program—from small personal training studios to franchise operations and more.

Target Classes

  • Personal Training Studios
  • Yoga Studios
  • Dance Schools & Studios
  • Pilates Studios
  • Group Exercise Studios
  • Cycling Studios
  • Martial Arts Studios
  • Multi-discipline Studios

Apply Now

» Apply Online
This option ensures the fastest response time.

» Paper Application
Complete electronically or print and complete. Our underwriters will review your application and will respond ASAP.

» Resource Center
Visit our Resource Center for additional forms.

Coverage provided under this program includes:

Commercial General Liability:  Provides premises protection for any claims arising from the facilities you own, rent or occupy. You are indemnified for alleged negligence resulting in bodily injury, property damage or personal injury.

Professional Liability:  Protects you against bodily injury to a client resulting from a failure to render “professional services,” defined as “the providing of physical training, fitness counseling and nutritional counseling for a fee.”

Personal Injury:  Protects against suits involving libel, slander and wrongful invasion of privacy.

Advertising Injury:  Protects against claims arising out of misappropriation of advertising ideas such as the infringement of copyright on titles or slogans committed in the course of advertising your services.

Limited Cyber Liability:  Provides Personal and Advertising Injury coverage for incidents that result from an unauthorized person hacking into your computer network or website.

Abuse or Molestation: Pays to defend insured against allegations of sexual misconduct.

Medical Payments: Reimburses a third party for medical expenses incurred as a result of bodily injury. Unlike most GL policies, our policy includes coverage for Athletic Participants.