Insurance for Swim Schools & Instructors

This program is designed for United States based Swim Schools as well as Swim Instructors who work as independent contractors teaching individuals to swim. With more than 30 years of experience in the fitness industry, Sports & Fitness Insurance Corporation understands the importance of having truly appropriate coverage for pool facilities and professionals who work in and around pools.

Water can be a magnet for accidents—so it pays to have the right coverage.

Apply Now

Online Application For Swim Schools >
Online Application For Swim Instructors >
This option ensures the fastest response time.

Paper Application For Swim Schools >
Paper Application For Swim Instructors >
Complete electronically or print and complete. Our underwriters will review your application and will respond ASAP.

Coverage provided under this program includes:

Commercial General Liability: Provides premises protection for any claims arising from the facilities you own, rent or occupy. You are indemnified for alleged negligence resulting in bodily injury, property damage or personal injury.

Professional Liability: Protects you against bodily injury to a client resulting from a failure to render “professional services,” defined as “the providing of physical training, fitness counseling and nutritional counseling for a fee.”

Personal Injury: Protects against suits involving libel, slander and wrongful invasion of privacy.

Advertising Injury: Protects against claims arising out of misappropriation of advertising ideas such as the infringement of copyright on titles or slogans committed in the course of advertising your services.

Abuse or Molestation: Pays to defend insured against allegations of sexual misconduct.

Medical Payments: Reimburses a third party for medical expenses incurred as a result of bodily injury. Unlike most GL policies, our policy includes coverage for Athletic Participants.

This is a general description of coverage offered. Please refer to your policy for actual terms and conditions.