• Sports Fitness Insurance Corporation

SFIC Provides Surety Bonds in All 50 States

Does my state require a surety bond ?

Unfortunately, there is no easy answer. Not all states require health clubs to be bonded—and the requirements may vary depending upon a variety of factors, including:

  • The number of years a business has been in operation
  • Whether or not a facility receives prepaid memberships
  • The total price of each prepaid contract

If you accept prepaid memberships or are a new club, it’s best to check with your state to make sure that you are in compliance with their bonding requirements—which are typically mandated by the Attorney General’s office, the Consumer Affairs Department or a similar governmental division.

How do I get a bond?

This is the one with the easy answer: if your state requires you to be bonded, simply complete this application.


  • We have the experience.
    SFIC has insured the fitness industry since 1985.
  • We’re your one stop shop.
    We can address all of your commercial insurance needs, providing liability, property, auto and umbrella as well as workers compensation coverage.
  • Our rates are competitive.
    SFIC is one of the largest insurers of health clubs in the US and has been able to negotiate very competitive rates for industry surety bonds.
  • We’re easy to work with.
    SFIC is open to all licensed property and casualty agents.

Give us a call today.

The process of opening a club and meeting all of the insurance requirements can be confusing. That’s why we’re here help. Give us a call and let us put our nearly 30 years of experience to work for you.


Kim Tucker
(601) 898-8464 x2262

Helpful Documents

» Bond Application (PDF)
» State Contact Info (PDF)